Asset Finance London

Asset Finance London

Do you need equipment for your business? Want to expand your vehicle fleet? Then speak to the experts.

At CS Finance we have a range of tailor-made asset finance London solutions that allow businesses to acquire assets at a cost and time period that suits them.

We strive to understand our Customer’s needs to ensure we deliver an asset-based lending solution that fits.

Facilities are available for:

  • Catering Equipment
  • Industrial Machinery
  • Office Equipment
  • Agricultural Machinery
  • IT / Printing Equipment
  • And many more

Options include:

Hire Purchase

What is Hire Purchase?

  • Hire purchase is a simple arrangement whereby companies pay for an asset in instalments, taking eventual ownership of the asset at the end of an agreed fixed term.

What are the benefits of Hire Purchase?

  • You own the asset at the end of the agreement
  • Flexible monthly repayment
  • Fixed or variable rate options
  • Monthly repayments don’t attract VAT and any charges can be offset against profits for taxation.

Leasing

Leasing allows a company full use of an asset but without eventual ownership i.e. you get the benefits of the asset but with an affordable and flexible repayment schedule.

The lease period will be set for the useful life of the asset and at the end of that term the Customer typically has three options:

  • Sell the asset to a third party and receive the majority of the sale proceeds
  • Enter into a secondary rental period and continue to use the asset
  • Return the asset to the finance Company

A finance lease agreement means that rentals are deductible from income as a trading expense and if a business is VAT registered, then the VAT charged on rentals can be reclaimed.

What are the benefits of Hire Purchase?

  • Low upfront costs
  • Flexible monthly repayment
  • More freedom than outright ownership

If any of these options sound like something you would be interested in exploring further then get in touch with us today by submitting an enquiry or calling us on 07837 963162.

Also see ‘Case Studies – Asset Finance’

Our Services Include