Asset Finance London

Do you need equipment for your business? Want to expand your vehicle fleet? Then speak to the experts.

At CS Finance we have a range of tailor-made asset finance London solutions that allow businesses to acquire assets at a cost and time period that suits them. We strive to understand our Customer’s needs to ensure we deliver an asset-based lending solution that fits.

Facilities are available for:

Catering Equipment
Industrial Machinery
Office Equipment
Agricultural Machinery
IT / Printing Equipment
And many more

Options Include

Hire Purchase

Hire purchase is a simple arrangement whereby companies pay for an asset in instalments, taking eventual ownership of the asset at the end of an agreed fixed term.

What are the benefits of Hire Purchase?

You own the asset at the end of the agreement
Flexible monthly repayment
Fixed or variable rate options
Monthly repayments don’t attract VAT and any charges can be offset against profits for taxation.

Leasing

Leasing allows a company full use of an asset but without eventual ownership i.e. you get the benefits of the asset but with an affordable and flexible repayment schedule.

The lease period will be set for the useful life of the asset and at the end of that term the Customer typically has three options:

Sell the asset to a third party and receive the majority of the sale proceeds
Enter into a secondary rental period and continue to use the asset
Return the asset to the finance Company

A finance lease agreement means that rentals are deductible from income as a trading expense and if a business is VAT registered, then the VAT charged on rentals can be reclaimed.

What are the benefits of Hire Purchase?